Disclaimer: I do not own Harry Potter. THis is the brilliant work of one JK Rowling.
Please review. Thanks.
CHAPTER 1 – GRINGOTTS
Harry Potter was 13 years old and a pretty happy person after he saved the philosopher's stone in his first year at Hogwarts. He did not dare say this to his aunt and uncle, because quite frankly, they would have been distraught and would rather that he died than lived. This is how horrible his 'relatives' were, and to top it off, he had to stay there for the summer. He did not receive any messages from his best friends Ron and Hermione, and was wandering what happened? How come he didn't get any letters? He constantly thought about Ron, Hermione, Hagrid, his parents, and all that happened last year. He also wrote to his friends, but they didn't seem to receive the letters. Something dodgy was happening, he thought. Suddenly, a strange owl came at his window on 4 Privet Drive, and he found that it was a letter from Gringotts, the wizard bank. He wondered what they wanted from him. He opened the letter and it read:
Lord Harry James Potter-Black-Peverell
We have written to you a number of times, requesting an appointment with Griphook, your accounts manager. We are not sure why you haven't replied yet. This is very important, regarding your parents' will, and also one named Sirius Black. You are required to attend tomorrow at 9:00 or the wills and accounts will be void. Here is a device that will activate as a portkey that will be activated at 8:50 so that it will get you right in front of Gringotts from where you are in muggle London.
Lord Ragnok – Director of Gringotts
To say that Harry was stunned is an understatement. His jaw dropped to the ground. When did he ever receive such letters? He decided to write back.
Lord Ragnok,
Thank you for your letter. I am very puzzled, as I have not received such letters. Maybe we can sort this out when I come tomorrow, as I will be available. Thank you for sending the portkey.
Harry Potter (not sure what this Lord thing is, but I guess I will find out)
Harry gave the letter to the owl and it flew away. He started to wonder that there is something wrong, that he should not have lived with the Dursleys. The family was his uncle Vernon (only uncle by marriage), his aunt Petunia (his mother's sister) and his cousin Dudley. He could hardly call them his 'family' because of the way that they treated him in the last 12 years. He was thinner than usual and did not receive the dose of food that he was meant to have. Soon this will be sorted out, he thought. As he was thinking, he heard a voice from downstairs, "HARRY POTTER! GET YOUR LAZY ARSE DOWN HERE!" He knew it was Vernon.
He put the letter and portkey in his pocket and went down. He said, "Something wrong, uncle Vernon?"
Vernon looked purple and said, "WE DIDN'T LET YOU STAY HERE SO THAT YOU CAN SIT ON YOUR ARSE ALL SUMMER! DO SOME WORK!"
Harry said, "I thought that you didn't want to see me at all!"
Vernon replied, "DON'T USE THAT TONE BOY! DO THE DISHES AND THEN YOU CAN SPEND THE REST OF THE DAY AS YOU PLEASE YOU LAZY ARSE!"
Harry didn't bother coming back with words, because he thought that soon he would leave these disgusting people for good, and he would have the last words later. After Harry finished the dishes and other chores around the house, his aunt let him go back upstairs. They were supposed to have visitors this evening and he didn't want to stay in their way. As he slept he thought about his first year, his friends, parents, then he thought about what will happen at Gringotts once he arrived.
The next morning, Harry was ready 20 minutes before 9:00 to go to Gringotts. He couldn't wait, and heard the door open and close. He thought, 'Maybe uncle Vernon went to work already. I don't care as long as they stay out of my way.' Then he felt a flash, as it was now 8:50am, he thought that the portkey activated itself. As he held the device, he found himself out of Privet Drive and in Diagon Alley, in front of Gringotts. As he went into the back, a goblin came to him and said, "Can I help you?"
Harry replied, "Oh, yes, I have a 9:00 appointment with Griphook, the accounts manager for the Potters."
The goblin looked intently at Harry and said, "Very well, follow me." As they walked, he asked for the director Ragnok. He bowed and said to Harry, "Lord Potter, Ragnok will take you to Griphook. May your gold continue to flow." Ragnok welcomed him and took him to Griphook.
When Harry arrived at Griphook's office, he was given a warm welcome. Harry said, "Lord Griphook, I don't ever recall receiving a letter from the bank. I feel that something wrong is going on here and would like to sort this out."
Griphook said, "Very well, we believe someone is intercepting your letters, and that person is in a place of power. He will pay for this. I will need a blood ritual so that we can get your profile before we continue with anything else."
After the test, Griphook brought up Harry's profile.
Name: Harry James Potter
Age: 13
Born: July 31 1980
Parents: James and Lily Potter nee Evans (deceased) 31/10/1981
Godparents: Lord Sirius Orion Black (in Azkaban) and Lady Minerva McGonagall
Status: Head of Most Ancient and Noble House of Potter, Head of Most Ancient and Noble House of Peverell, Head of Most Ancient and Noble House of Black (upon activation of will)
Titles: Lord of Most ancient and Noble House of Potter, Black and Peverell
Lord Gryffindor, Lord Ravenclaw, Lord Hufflepuff and Lord Slytherin (by conquest) – title to Hogwarts castle.
Magical creature: Any animagus – registered with the Ministry.
Magical power: Occlumency and Legilimency – proficient
Magical abilities: Parseltongue (natural gift)
Magical guardian: Sirius Black
Marriage contracts: Potter with Greengrass daughter, Black with Davis daughter.
Exempt from under-age magic restriction according to DMLE Ministry of Magic upon becoming Lord Potter.
Harry was stunned at the information in his profile. It took a bit of time to recover. Griphook asked, "Lord Potter, is something wrong?"
Harry replied, "Please Griphook, just call me Harry. I never knew that I had that much wealth. Why did no one tell me? Who kept it from me?"
Griphook said, "We don't know as yet Harry. Perhaps someone did not wish for you to know how much wealth and power you have. Now let me show you your parents' will. Your parents were friends of the goblins and treated us kindly."
Harry replied, "Ok Griphook, I trust you, and I want to be friends, as my parents were friends with you. Can you please continue as my accounts manager and do a full audit for the Potter accounts? Also, I would like a list of what I have in the Potter, Peverell and Hogwarts vaults."
Griphook showed Harry a summary of the vaults.
Potter family vault:
Monetary funds: 8,485,000 galleons, 110,000 sickles and 34,700 knuts, large range of jewels, picture frames and pieces of armour.
Stocks: Daily Prophet 40%, Diagon Alley 50%.
Properties: Godric's Hollow, Potter Manor (Scotland), other properties in the UK including muggle London, France (Paris), United States (New York and Miami) and Australia.
Peverell vault:
Monetary funds: 10,450,000 galleons, 200,000 sickles and 65,000 knuts, huge library with old magic books and jewellery.
Stocks: Gringotts 7%, Diagon Alley 35%, Daily Prophet 20%.
Properties: Peverell Manor in Wales, properties in Italy, Spain and Switzerland.
Gryffindor vault:
Money: 7,150,000 galleons, 84,000 sickles and 12,560 knuts, and large range of jewellery and frames.
Ravenclaw vault:
Money: 5,450,000 galleons, 45,000 sickles and 11,500 knuts, wide range of expensive jewels and old books.
Hufflepuff vault:
Money: 3,650,000 galleons, 11,000 sickles and 3,500 knuts, range of jewels and books.
Slytherin vault:
Money: 7,535,000 galleons, 14,500 sickles and 7,000 knuts and range of magical books and jewels.
Properties: Knockturn Alley 60%.
Harry once again recovered from the shock and asked Griphook for a few withdrawals from the Potter vault.
Griphook said, "Very well, Harry. I will also conduct an audit on the Potter family account since 31st October 1981. Follow me please." Once they arrived at the Potter vault, Griphook said, "Do you have a key Harry?"
Harry replied, "I don't have a key. I never had one."
Griphook looked stunned at the revelation the boy just gave him. "What do you mean you don't have a key?"
"Err, it's with Dumbledore or Mrs Weasley. Is that a problem?"
Griphook went purple and said, "It may be a huge problem my friend. Look, after we have finished reading the will, I will give you a new key, and please hold onto it and do not give it to anyone. Now someone, possibly your guardian, may have been accessing your family vault. After our audit, we will let you know the outcome and where to go from there. The Potter, Peverell and Hogwarts vaults are under the highest form of security and either you or your magical guardian can access the Potter vault. We can arrange so that only you will be able to access the Potter, Peverell and Hogwarts Founders' vaults. Once you take the headship of Potter and Peverell, you will be emancipated and not need a magical guardian." Harry was startled and confused, but all will be sorted shortly.
A/N: I have decided to bring forward Harry's age by one year. THis is intentional, on purpose. Likewise, the same with all the other characters. I am thinking of bringing Astoria Greengrass into the picture.
PS: I do not dwell on too much details re: relationships, difficulties b/w Harry and professors, etc. I just get to the main point.
Sexual situations will not commence until around 4th or 5th year, when they reach 'maturity.'
I have redone the chapter, showing separately and more realistically, Harry's assets and funds with the bank. I took out the sickles and knuts for easier read.
Also I received a review from MosquitoFodder re: 'Rangok' - reader, this was a simple typing mistake, we all make those. I did not change the names to purposefully look stupid as you put it. Please bear with some typing errors. I will look over the chapters once I have completed the story.