One moment, he was floating in the void and the next he was in a bar surrounded by people rushing to shake his hand. "Bless you Harry Potter." Said one of the drunks. Harry had shaken three dozen hands before he cleared his throat. He was Harry Potter, formerly Melchior Potter, and formerly Melchior Nimrod. This wasn't his dimension not even close. He'd ended up blowing up the planet to kill an evil from beyond the stars. When that didn't work, he took a dip in a nearby star and dragged it in.

"It's good to meet all of you." He said both loudly and clearly. "I only hope you give me such support when the next dark lord rises. Odds are we'll have another one in the next few decades." Hagrid left the bar and rushed back to him.

"Hey Harry, maybe we should get a move on picking up your school supplies." Hagrid suggested. Harry nodded his head and let Hagrid drag him off.

"You can't just talk about things like that Harry, people don't like it." Hagrid said in a hushed whisper. "How do you know about dark lords anyway Harry?" Harry smiled at the half giant.

"I found my mother's old school trunk in the attic. The trunk was filled with history books and my mother's notes. She had a lot to say about dark lords. I thought they were fantasy."

"Well they weren't fantasy, they were probably the truth. That doesn't mean people like being reminded of the truth." Hagrid muttered gruffly. Harry looked down to show he was sorry. He was feeling a change coming on. He should have had a game over after dying. He should have been back to lv1. That wasn't the case.

Melchior Nimrod lv300

Alias: Harry James Potter

Race: Human

Classes: Wizard lv100 +700 INT +400 WIS, Knight lv100 +500STR, +500END, and +500DEX, Paladin lv100 +2000STR +2400END +2500WIS

Perks: You have 30 augment points to spend Augment points don't effect class perks.

Wizard

Wizard Core 10X mana regen

Magus – Science and magic are compatible +500%INT Gains x2 mana +2INT per wizard lv

Gifted – 100% faster spell learning speed

Enlightened – You see the world for what it is. +500% WIS Gains x 2 mana regen

Nascent Soul – Your soul has evolved x10 Mana, mana regen, and spell damage

Knight

Saber – Greatest knight anti magic skill +2STR +2END +2DEX per knight lv

Slayer –+1% more damage, loot, and xp for every hundred kills

Protected Land – When a land is declared protected x10 health and defense when defending it

Juggernaut - While in heavy armor you are unstoppable. X10 STR, END, and DEX

Obelisk – x10 HP and DEF while holding a position.

Obliterate – x10 STR (when fighting in protected land. X100 STR)

Paladin

Inquisitor - +2 STR +4END +5WIS per Paladin lv anti demon skills

Hero +3STR +5END +5WIS per Paladin lv Hero Skills

Titanic Will – Fortress Mind Buff constant and passive Psychic Aura

Glory Gold – Can wield Divine weapons +1 charisma per great enemy level when slain

Pride – A weakness and a blessing +500% paladin skill gains

Champion - +10STR +10END +10WIS per paladin lv, x10 health, health regen, mana, and mana regen.

HP 2,905,000(5120/min)

MP 73,000(584,000/min)

STR 2509 END 2905 DEX 512

INT 730 WIS 2920 CHA 4

LUK 100

Skills

Psychokinesis lv1(Novice) – The psychic power to affect the world around the user. Effect % = 1 x skill lv x INT

Psychic Abilities

Push and pull – Short Range, move an object at 100 x skill lv = newtons of force (300 newtons are around the force of a bullet)

It hit him all at once the power. Harry knew the rules as Melchior he had lost. That's the way this thing works. It's how it worked before. Alucard wasn't here anymore, my AI was dumb again.

"Harry are you alright?" Hagrid asked.

"I'll be fine." Harry said and took a step forward. The cobblestone felt like stale crackers under his feet. He had to be careful not to break things on purpose.

A smile lit up his face. "This isn't even my final form." Harry said to himself.

"Pardon?" Hagrid asked.

"Never mind, so Gringotts are the goblins friendly?" Harry asked.

"No, they're rather mean and crafty not a good combination." As he approached the Gringotts bank the goblin guards started to twitch. They looked at him then Hagrid before settling on him.

"What do you want at Gringotts?" The guard demanded. Harry sighed and resisted the urge to fling the goblin across London.

"We're here for official Hogwarts business." Hagrid said. He looked down at the goblin with an irritated look.

Harry glared at the goblins. The second one of them made a move, he'd toss them through the air at supersonic speeds. One of the goblins glared back its needle like teeth formed into a cruel grin.

"We'll let you in but be warned Mr. Potter we'll be watching." Harry looked at the goblins and thought back to all the atrocities he'd committed against their species. Near the end the goblins had been wiped out as a species. They'd been convenient ritual ingredients back then. It was another time and he was another man.

Moments later we were on a cart traveling down deep beneath the earth. "Key please," The goblin Griphook asked. His hand shook, as he looked from Harry to Hagrid.

"Get on with it we don't have all day." Harry snapped and floated the key from Hagrid's pocket to the goblin. Harry heard the goblin swallow loudly. Finally, the door opened, and Harry felt underwhelmed.

"Is this all the gold my parents left me?" Harry asked.

"This is just your trust vault it refills each year." Harry nodded.

"Then, it's best that I clean it out, so it can refill." Harry said with an edge in his voice.

"We are willing to allow you to move your gold to a private vault for a small convenience fee of 5% or 5 gallons whichever is less." Harry pointed his finger at the pile of gold and lifted it. The gold floated up and into a hole in space leading to his inventory. He left 5 gallons out.

"Is there a vault nearby, I'd like to add some of my private gold supply to the new vault." Griphook looked as if his heart had stopped.

"Um, Harry how are you doing that? It doesn't look like accidental magic. You don't have a wand yet." Hagrid asked. The large man looked confused but not terribly bothered.

"I didn't know it was magic. Things move when I want them to and I can store anything I can pick up." Harry said.

"I'll have your new vault ready for you shortly. Please be patient while I prepare a bag connected to your vault." Griphook said before running to the nearest goblin and giving orders.

"Uh, Harry I have some official Hogwarts business in another vault will you be alright here?" Harry smiled at the large man.

"Of course, Hagrid. Good luck they may be more difficult to deal with without me around." Hagrid chuckled.

"Yea you scare them; I can't imagine why." Hagrid said shaking his head.

"Maybe it's an inside joke. You said they were clever creatures." Hagrid nodded his head.

Once Hagrid left Harry was ushered to a new cart. They traveled down.

King Grimsmith

The vault doors opened showing a vast empty room. Hopefully, it would do for their esteemed guest. Harry Potter was a household name. Every youngling from wizard to sphinx cub knew his name. He was the beacon of hope a shining light for the future. Perhaps that was true, he was a shining light like a star. Harry could be just as helpful or as destructive. The Eleven-year-old boy's presence felt unbearably powerful. The guards reported they had to resist the urge to kneel in his presence.

The cart carrying Mr. Potter arrived on time revealing a creature wearing the flesh of a child. His eyes were so heavily charged with magic that they glowed green. When Griphook stepped from the cart the boy waited for the associate account manager to open the way for him. The boy refrained from touching anything. His every movement was carefully measured.

"Mr. Potter I'm Grimsmith the chairman of Gringotts Bank it is an honor." Harry turned his head and nodded.

Grimsmith froze feeling the boy's clearly powerful presence sweep over him. The boy approached the vault while Grimsmith found himself out of breath. As a goblin, he had to fight tooth and nail to reach the position of chairman. Grimsmith knew a fighter when he saw one.

"Thank you for your hospitality chairman Grimsmith." The wizard like many others spat on goblin etiquette.

"I've forgotten that goblins are sensitive to beings of great magic. Wizards and half giants don't seem to react to my presence. Does it have something to do with your heritage? Goblins are a subspecies of fairy like trolls." Grimsmith grit his teeth, it seemed the wizard new a thing or two about goblin etiquette after all.

"You're like all the other wizards arrogant. Just leave your gold in the vault and be on your way." Grimsmith said before Harry's green eyes settled on him.

"I'm quite a bit wealthier than I've let on. It happens when you've plundered an old Spanish galley or ten. I hope this measly vault is large enough." Harry said. Grimsmith felt as if he'd mounted a wild warg. If he let it throw him, he'd surely be eaten. The only thing to do was to ride it through.

"We can set aside another vault if you wish, for a fee. If you have enough gold to brag, then put it to use." Harry nodded.

Grimsmith took a chance to look at Griphook. The poor associate's manager looked terrified. Grimsmith didn't blame him. If this wizard was only a child and more powerful than any being that ever-stepped foot in Gringotts.

"If that is the price for doing business, then so be it. I hope my gold will be kept securely. This is the only way to use my gold for official means."

"Are you questioning our security?" Grimsmith asked in an angry voice. "For hundreds of years we've stopped every attempt at theft. This is a grand vault it's like is only used by Wizarding Britain's treasury." The boy nodded his head and approached the opened doors.

"I needed to be sure that this was the most secure vault Gringotts could offer. My gold is precious to me. It takes a long time to amass any fortune." A doorway of some sort opened in the air and gold poured out into the vault. Millions of gallons quickly covered the vault floor and continued to pile upon itself. Statues, artwork, and bars of gold joined the rest as the vault quickly filled with wealth.

"You need not worry; I will take responsibility for your vault as your private account manager." Grimsmith announced over the echo of the falling gold.

His banks power had just increased by a massive scale. It was like having the treasury of two wizarding Britain's or more. Even he couldn't calculate the shear wealth in the new vault. It boggled the mind, but it wasn't his job to ask how.

"Who may I see about marriage contracts?" Harry asked. It was every young lord's desire to have multiple wives, though Harry seemed to be a bit young for that.

Harry

After a swift cart ride back to the surface, he sat in a comfortable chair in Grimsmith's office. The place was covered in the occasional golden knickknack. A few moving pictures of young goblins covered the desk with other decorations.

"From what I could discover there are no outstanding marriage contracts between heir Potter and another house." Harry nodded and let his shoulders sink. The goblin was watching him like a hawk it was interesting.

"That's good, I was afraid, I'd have to spend gold to get out of a binding agreement made without my consent." The goblin snorted.

"With the gold you have such a price would be a pittance at best." Grimsmith said.

"That's true, but how many until I feel it. Rich men become paupers by spending their money unwisely." Harry said.

"Rich men remain rich when they don't spend money, but rarely do they become richer without investments. With the amount of gold, you have, you have options for investing. If you're brave enough." The goblin said.

"I'm eleven what do I know of investing?" Harry asked.

"Surely, along with your great wealth and power you possess a keen mind as well. We can't wait and let your gold remain static." The goblin said and took a sip of water.

"It was static before nothing has changed. What does an account manager do if not invest for their client?" Harry asked.

"We represent our clients right to keep gold. Under the treaty between wizard kind and the goblin nation, there is an ownership clause. A wizard may only possess gold if a goblin represents them. If you had no account manager, then any goblin in Gringotts and beyond could steal from you. Does that make sense?"

"Clever, am I limited to investments in the magical world or can I invest elsewhere. Could I build my own company? I have an idea for a new flying machine more convenient than a broom. Would it be possible to use my vast wealth to lobby the current the government? They have a habit of passing regulations harmful to the market share of broom companies." Harry asked.

"You've heard of the sanctions on magic carpets. It is a shame; they were vastly more impressive than brooms. The Union of Magical Flight happens to be made up of every broom manufactory in Great Britain. Many powerful lords own stock in their companies, and they would collect less dividends if the stock falls. If I throw down the gauntlet in your name what does the goblin nation gain? What do I your account manager gain from spending such a vast quantity of gold? The amount of gold in a manager's vault equals his status in Gringotts." The goblin asked with a feral grin.

"They control more than some stock in the broom companies don't they. I'm sure they have interest in the daily prophet, bookstores, and potion ingredients. If I poke the beehive, they'll hit me in every way they can. It would be easier if I could challenge them to a duel and kill them." Harry lamented.

"With your poking of the hive as you call them, you stand to lose with legal attacks as well as attacks of face. Simply killing your foes would be easier. The wizarding nobility have long since outlawed such a direct means of confrontation. That avenue of conquest has been shut legally. Gringotts cannot sanction an unofficial attack upon other clientele." Grimsmith said.

I would ask that you purchase a place of business and hire enchanters fresh from Hogwarts, a senior enchanter, and a muggleborn with a degree in engineering. I'd like you to hire a law firm immediately to prepare for any lawsuits that may come my way. They must be on my payroll full time." Harry said.

"You want to put more gold into circulation and strengthen your competitors. That isn't the best idea. How are you going to ensure your products get out to the people?" Grimsmith asked.

"That's easy, I'm Harry Potter the defeater of the dark lord and I'm the boy who lived. I'm quite literally a living legend. I couldn't ask for a better brand. I'll just have to show off a bit in school to ensure my peers know it." Harry said.

A clerk walked in and spoke in the goblin language. "I'm sorry Mr. Potter, it seems your escort is demanding you leave with him." Harry nodded with frown on his face. This meeting had been enlightening and useful. It seemed honor duels were outlawed. He'd have to find another way to get rid of his competition legally.

"Thank you Chairman Grimsmith for your assistance." The goblin grinned and tossed him an empty sack. It hovered above Harry's hand before slowly falling. In his palm it had a slight heft.

"There is a 500galleon a day limit on the sack. If you need more gold you will need to return to Gringotts or issue them a writ of monetary transfer. Now get out of my office wizard." The goblins muttered.

"It's been a pleasure." Harry said and let the clerk escort him back to the main lobby.