-Unbetaed, not native speaker so please kindly point out any mistakes
-Warning: inappropriate description of insurance companies and their policies

The guy in front of him, Gary, frowned which was not a good sign. "Mr Strange, I think we've talked about it a few months ago. We can't approve your claim for the damage in your…Sanctum. Are you sure it's not a mansion? It's Bleecker Street after all."

"Doctor, Doctor Strange. Yes, it's a Sanctum. I've paid a hefty amount extra premium for six months for the damages caused by aliens, superheroes, and supervillains. The last time I came here and claimed for the damages caused by Thor as an act of God, you claimed that Thor is not a god but an alien. I asked you what were the most usual causes of property damages in New York. You said aliens, superheroes, and supervillains make up for 95% of property damages. I needed to pay 5 times of my current premium to cover them. I stupidly agreed because I've lived in New York for the last 15 years and that sounds about right. What do you mean I can't claim now? My Sanctum was damaged by the Hulk!"

"Mr, sorry, Doctor Strange, I'm really sorry but in here you said Bruce Banner crashed your Sanctum, not the Hulk so no, you still can't claim." Gary looked anything but sorry when he said it. In fact, he looked pretty smug.

Whoever said that honesty was the best policy had never dealt with insurance policy. "But Hulk and Bruce Banner are the same."

"Oh, no, not in our company here, we consider them as separate entities. Bruce Banner is not listed here."

"But he must have been the Hulk form before he crashed and transformed back to Bruce."

"Well, it was still Doctor Banner who ended up in your Sanctum. You know what." Suddenly, Gary seemed to be imbued with extra enthusiasm. "How about you paid extra premium to cover for mad scientists and robots? They cover about 3% of the property damages in New York."

Stephen massaged his temples. "So not only I can't claim for my current property damage, but I also need to pay more premium for the future."

Gary smiled at him. "No wonder that you're a doctor. You're so bright. You get the gist of my statements."

"What's the remaining 2% for?" Stephen really hated himself for asking that but again he was cursed with some sort of obsessive compulsive personality disorder that he always wanted an answer to any question presented to him.

"Ah, that'll be natural disasters and damages caused by vandalism or other normal human violence, you already have that covered in your initial policy so don't worry about it."

"I'm so relieved."

Missing his sarcasm, Gary smiled. "Shall I prepare a new draft for you?"

Stephen tried to calm himself down. He had faced Thanos, Dormammu, numerous monsters and demons, he should be able to handle an insurance agent without resorting to opening a portal and shoving the said agent to the Sahara. "How come Tony Stark can claim to damages to the Avengers Tower?"

"Tony Stark has his own insurance companies. For him, it's more like taking money from his left pocket to put into his right pocket. However, we have special arrangement for superheroes. We can pay around 50% of the damages if you are a superhero. You're not by any chance a superhero, are you? Not with that grey cardigan and white shirt you're wearing."

Stephen knew that wearing casual clothing was a mistake. Bad things tended to happen when he went casual. But again he also faced a lot of dangers when he wore his costume. So yes, that was his life now. At least, his costume would make him look like a superhero. Speaking of costume, he wondered why Sophie, which he has enchanted to look invisible since he went casual, flew off the window as soon as Gary said he was not a superhero. Was she offended? Anyway, he needed an insurance agent to convince. "I'm the Sorcerer Supreme, I protect this reality from any multidimensional threats. I helped the Avengers to fight against Thanos." Well, he could always wipe Gary's mind about the existence of sorcerers after he got his money back, or at least 50% of it. The universe at least owed him that after he sacrificed himself twice (not counting the 2000 plus deaths by Dormammu and more than 14-millions deaths by Thanos when he went to the future as he couldn't afford a therapist if he thought about it too much) to save the universe.

"I've never heard of him. What's Sorcerer Supreme?"

Of course most humans didn't know about Thanos. After the Avengers managed to defeat Thanos and returned the universe back to the state before his finger snap, most people didn' t have the memory of being wiped out of existence.

Now the trick was how to explain about Sorcerer Supreme and convinced Gary to pay his insurance although technically a sorcerer was not a superhero.

Notes:

-In the recent run of Doctor Strange's comics, he was too honest for his own good which was funny but caused a lot of troubles for him.
-Yes, Stephen is the Sorcerer Supreme. He wasn't in all my previous stories but he is now. As how it happened, let's find out in the next chapter :)